116th Edition December 2013
Christmas Edition
Merry Christmas & Happy New Year
"Santa's present to YOU"
100% Finance with no deposit
Good afternoon fellow members,
Well, here we are coming in on the home run from my “Tour of Duty” leading into Christmas, better start looking for presents now before it is too late!!!
What a great Christmas present for Mackay members from The FIRM as we have just launched the best finance package to “MEMBERS ONLY”
I have just returned back from Mackay catching up with all the members and their kids who needed support from us to get into their first new home in Mackay. Most of them had little to no deposit as they are all caught up in the spiraling increases of the rental cycle with the prices of homes just keeping out of their reach of affordability.
How many years have we heard these comments?
Now we finally have a solution!!!
The frenzy continues as all the kids celebrate Christmas in Mackay madly looking at home designs, colour schemes and choosing their very first block of land in Mackay … YES NEW HOMES!!!
One of our senior members decided to now sell the family home and buy beachside acreage next door to his daughter’s new acreage so he can be close and babysit his grandchildren and go fishing at the same time.
This is our Christmas present to you, want to know more just email me back for more details.
On behalf of all our dynamic team at The FIRM we wish each and every one of you a beautiful Christmas and a safe happy holiday.
We all thank you for your ongoing support over the years and look forward to continue our strong relationship for the years ahead.
Your comments, thoughts and contributions of constructive ideas throughout the year have been very important to us to constantly improve our standard of excellence, we are honoured that that you are part of our ever growing team of 9,499 members.
Wishing you, your family and friends a wonderful Christmas, with love, laughter, and a prosperous year ahead for 2014.
Have a great Christmas holiday and we will chat soon!
Stay HEALTHY, WEALTHY and WISE until next time!!!
115th Edition November 2013
The Perfect Storm
Good morning everyone,
Well, another week has flown by with only a few weeks before Christmas. I hope you were not affected by the Storm activity as we were.
We were at Maroochydore Surf Life Saving Event with Jayden over the weekend which completely destroyed everything and everyone in its path including Boards, Tents, Cars and People. I have seen plenty of hail in my time, but never to the stage where people had to go to the hospital for half a dozen stitches to the head, it was actually felt like a horror scene out of the movies. Our Lexus 4WD also got hammered, literally, however we were lucky as cars around us all had the windows and sunroof’s smashed. Scary stuff!!!
Interest Rates on HOLD
Good evening Everyone,
Trust you all were well behaved and made plenty of money during the Melbourne Cup… HIC-CUP …#@!%*&!.
Today’s meeting with RBA Board has left the official cash rate unchanged at 2.5%. Glenn Stevens attributes the following economic factors to today’s decision. Global Growth running bit below average with the Australian growth is also a bit below the average with reasonable prospects to pick up next year.
Are your Bank Loans Competitive?
There is plenty of competition in the market place now with lenders offering plenty of incentives. So, what do you do to compare the market?
Check out the “comparison rate” that are advertised. By law, comparison rates have to be advertised, so if you can’t find what you are looking for then don’t be afraid to ask and be prepared to make a move especially if you are paying more than 5% over 30 yrs.
This may cost you a little valuable time and a few hundred dollars doing your research however your savings could be tens of thousands of dollars. If you are concerned about your loan being competitive, feel free to call us for a FREE over the phone assessment.
The FIRM Constructions launches 1st project in Melbourne CBD
CASH FLOW POSITIVE - from $300K to $325K
Good evening fellow members,
Finally, after all these years (a decade +) we are proud to announce our very first development for The FIRM Constructions.
After collating all our survey’s from the past years that you and your tenants completed gave us the incite to design the perfect investment property which we are launching prior to Christmas.
We know it ticks all the boxes!!!
- Reliable Cash positive cash flow - Rental returns
- Location – Capital growth potential Melbourne CBD
- Affordable NEW House and Land
- Full Turn Key property
- Fixed Price Build Contract
- HIA Builders Insurance
- Rental appeal – The FIRM Management
- Members of the Green Building Council Australia
- Low Maintenance
- Massive Depreciation schedule - Higher TAX deductions
PACKAGE INCLUSIONS
OUTDOOR FINISH
Stone: Superb stone finish with all the advantages of natural stone is unmatchable.
Aluminum Composite Panel: For ease of maintenance.
External Paint finish: – 30 year life-time guarantee.
Solid Wooden Doors: – External and Internal energy efficiency
INDOOR FINISH
Double Glaze Windows: - Thermal qualities and sound insulation
Stone Bench Tops – Increase Depreciation schedule
Stainless Steel Appliances – including range Hood
Double Stainless Steel sink – ADDED BONUS
Kitchen Cupboards: Soft door close to kitchen draws and doors
Kitchen Cupboards: High gloss two pack finish kitchen cupboards
Timber Bamboo Floors: for durability which out lasts hardwood floors
Feature Walls – Adding to the Luxury
And MORE…
AS an ADDED BONUS THIS WEEKEND ONLY our pre -Christmas present to all The FIRM Members
Solar Powered Gas booster HOT water System if you email me your Expression Interest this weekend
Well, There you have it!!!! …
First in… Best dressed… Let our team of Financial Planners and Financial Strategists run some figures for you to see how affordable it is for you.
Very interested to hear your comments … Have a great weekend!
Chat soon!
Stay HEALTHY, WEALTHY and WISE until next time!!!
114th Edition October 2013
"The SPECIAL WEDDING EVENT 12 months later"
Good afternoon fellow members,
Just had to share this with everyone, even after 12 months have passed, they are still talking about the “SPECIAL WEDDING EVENT” What a very special day it was as I reminisce my special moment walking Natasha down the isle of this massive Cathedral called St. John’s Cathedral in Brisbane.
We are so proud of both Natasha and our new son in law Tim as they now have celebrated their very first Wedding anniversary together as both Annette and I celebrate our milestone of 38 years. Oh the memories, as it only feels like yesterday, how time flies.
Business Excellence Awards winner is …..
Colleen and Ross Trease won Business of the Year
Congratulations to Ross and Colleen Trease who won the prestigious Business Excellence Award “Business of the Year” who have been members of The FIRM for over a decade. Hundreds of people representing businesses across Ballina Shire attended the black tie event. Ross and Colleen run Ballina Brake and Exhaust and Clutch were honoured to take out the top gong. They have been finalists at the Business awards three times before saying they were very happy to be the winners.
Colleen said to me this afternoon that they also celebrated the night before as they also paid off the mortgage on their home and half off the investments so they had plenty to celebrate.Well done guys you do us all very proud of your wonderful achievements.
For more details go to -http://www.coffscoastadvocate.com.au/news/brakes-outfit-in-huge-break/2057172/
If you have anything that you wish to share with our members please drop me a line as we would love to hear from you.Have a wonderful week ahead!
So, again stay tuned for another exciting episode in the life of The FIRM.Stay HEALTHY, WEALTHY and WISE until next time!!!
Good afternoon fellow members,
The Gold Coast is known for some of its unique events, apart from its many tourist attractions and the myriads of activities. Every year, the city welcomes thousands of guests to take part in the Armor All Gold Coast 600 and enjoy watching the live action of the racing track on the 25th to 27th October 2013.
The Armor All Gold Coast 600 is one of the most favourite motor sport events of the entire nation, and every year, the city welcomes visitors from all across the country to enjoy this amazing V8 supercar race. So, I guess you will know where I will be next weekend … trackside!!!
Plenty of action over the past few weeks so here is an update according to Michael Matusik –
Australia’s population grew by 397,400 last year to reach 23 million.
Queensland’s population is growing by 93,000 people each year, similar to NSW. Western Australia is seeing an 83,000 annual increase, yet VIC remains a star lifting its population by 102,000 new people over the past 12 months.
There were 163,000 new homes approved across Australia this year, which is 17,000 more than last year.
Most new starts are still detached housing (95,000) verses 67,000 attached dwellings. But apartment starts are up 20%on last year, whilst detached housing rose just 6%
A similar trend can be found in Queensland, with 30,000 new homes underway this year, against 27,000 during 2012. Interestingly, new detached homes are down 1,000 or 5% in Queensland whilst new apartment construction is up 50% -12,000 approvals in the 12 months to August 2013.
The FIRM's NEWSLETTER
114th Edition October 2013
Good afternoon fellow members,
The Gold Coast is known for some of its unique events, apart from its many tourist attractions and the myriads of activities. Every year, the city welcomes thousands of guests to take part in the Armor All Gold Coast 600 and enjoy watching the live action of the racing track on the 25th to 27th October 2013.
The Armor All Gold Coast 600 is one of the most favourite motor sport events of the entire nation, and every year, the city welcomes visitors from all across the country to enjoy this amazing V8 supercar race. So, I guess you will know where I will be next weekend … trackside!!!
Plenty of action over the past few weeks so here is an update according to Michael Matusik –
Australia’s population grew by 397,400 last year to reach 23 million.
Queensland’s population is growing by 93,000 people each year, similar to NSW. Western Australia is seeing an 83,000 annual increase, yet VIC remains a star lifting its population by 102,000 new people over the past 12 months.
There were 163,000 new homes approved across Australia this year, which is 17,000 more than last year.
Most new starts are still detached housing (95,000) verses 67,000 attached dwellings. But apartment starts are up 20%on last year, whilst detached housing rose just 6%
A similar trend can be found in Queensland, with 30,000 new homes underway this year, against 27,000 during 2012. Interestingly, new detached homes are down 1,000 or 5% in Queensland whilst new apartment construction is up 50% -12,000 approvals in the 12 months to August 2013.
The FIRM's NEWSLETTER
114th Edition October 2013
Good afternoon fellow members,
The Gold Coast is known for some of its unique events, apart from its many tourist attractions and the myriads of activities. Every year, the city welcomes thousands of guests to take part in the Armor All Gold Coast 600 and enjoy watching the live action of the racing track on the 25th to 27th October 2013.
The Armor All Gold Coast 600 is one of the most favourite motor sport events of the entire nation, and every year, the city welcomes visitors from all across the country to enjoy this amazing V8 supercar race. So, I guess you will know where I will be next weekend … trackside!!!
Plenty of action over the past few weeks so here is an update according to Michael Matusik –
Australia’s population grew by 397,400 last year to reach 23 million.
Queensland’s population is growing by 93,000 people each year, similar to NSW. Western Australia is seeing an 83,000 annual increase, yet VIC remains a star lifting its population by 102,000 new people over the past 12 months.
There were 163,000 new homes approved across Australia this year, which is 17,000 more than last year.
Most new starts are still detached housing (95,000) verses 67,000 attached dwellings. But apartment starts are up 20%on last year, whilst detached housing rose just 6%
A similar trend can be found in Queensland, with 30,000 new homes underway this year, against 27,000 during 2012. Interestingly, new detached homes are down 1,000 or 5% in Queensland whilst new apartment construction is up 50% -12,000 approvals in the 12 months to August 2013.
Our GOLD COAST WEEK END EXPO’s have been very positive and BOOKED OUT to existing members doing their Financial Tune-ups. This has left many new members unable to attend so please be patient as we organize the team to meet with you in your home during the week.
So, again stay tuned for another exciting episode in the life of The FIRM.
Stay HEALTHY, WEALTHY and WISE until next time!!!
