232nd MONTHLY EDITION

APRIL 2025 

"Welcome to the Cruise Revolution - 

Here's What It Means for You"

The voyage has already begun!!!

Our members are on board... Are you?

Good morning, Fellow members, 

The cruise boom is more than just travel... It’s a powerful investment opportunity. Much like your property portfolio that we've proudly managed over the past 30 years, this venture offers strong returns. The key difference? You can wake up each morning to a new destination while your investment works for you.

Cruising Into a New Golden Age

From the United States to the United Kingdom, Canada to Greece, and Australia to France—the world’s cruise powerhouses are preparing for a sea change. A new golden era of cruise tourism is here, and it’s more than just a trend—it’s a global transformation.

A Wave of Growth

Between 2025 and 2026, cruise passenger capacity will grow by 6.5% and 6%, adding nearly 2 million new guests each year. Even with a slight dip to 4% in 2027, long-term growth will average 3% annually through 2033, reaching a projected 44 million passengers per year—over 120,000 travellers sailing daily.

This surge will ripple across the entire travel sector: ports, airlines, hotels, tour operators, and tourism boards must all scale up to meet the demand.

Innovation at Sea

More than 70 new ships will launch by 2033, redefining the onboard experience. Think greener LNG-powered vessels, AI-driven personalisation, floating wellness resorts, and immersive, destination-focused itineraries.

Cruising is no longer just about getting from A to B—it’s about the journey itself.

Ports Under Pressure

Major cruise hubs like Miami, Barcelona, Singapore, and Dubai face mounting pressure to expand capacity. Smaller scenic destinations—from the Norwegian fjords to the Greek Isles—must also adapt, balancing growth with sustainability to prevent overtourism.

Infrastructure upgrades, smarter customs systems, and improved crowd and transport management will be essential.

Beyond the Sea

This boom extends beyond cruise lines. Airlines are expanding routes to cruise ports. Hotels are creating bespoke stay-and-sail packages. Tourism boards are investing in campaigns to turn port calls into extended stays.

Destinations like South Florida, Singapore, Greece, and Australia are already enhancing services to ride the cruise wave.

Challenges on the Horizon

While the future looks strong, the industry must navigate fuel prices, environmental regulations, global instability, and climate risks. Labour shortages and crew training will also be key to maintaining service standards.

Still, momentum is on cruise tourism’s side. Record bookings, early ship launches, and rising interest from Millennials and Gen Z show cruising’s appeal is expanding far beyond its traditional base.

What This Means for Travellers

Travellers will benefit from more options, better value, and new experiences—from niche wellness cruises to remote expeditions. But with popularity comes competition—early planning and flexible travel strategies will be essential.

What Does This Mean for Our Members (Investors)

The cruise boom is more than travel... It’s a major investment opportunity, just like your property portfolio, which we have managed over the past 30 years. The difference is that you have the opportunity to enjoy waking up every morning to a new destination 

• Consistent Returns: Cabin ownership offers recurring income as demand surges globally.

• Rising Asset Value: As fleets expand and passenger numbers grow, asset values are expected to climb.

• Global Diversification: Investors gain exposure to high-growth tourism markets worldwide.

• Sustainability Edge: New green ships and smart tech align with future-focused, ESG-friendly investing.

• First-Mover Advantage: Early investors secure better terms before the market becomes saturated.

This is your chance to ride the wave of a fast-growing, future-proof industry.

This is not just about cruising—it’s about being part of a movement redefining travel, tourism, and lifestyle investments on a global scale.

The voyage has already begun. Our members are on board... Are you?

The Decade Ahead

By 2033, the cruise industry will surpass 500 ships in service and 44 million annual passengers. This is more than industry growth—it’s a global shift in how we explore the world.

Cruising is no longer just a holiday—it’s the future of travel. The golden age is here. Are you on board?

Chat soon!

John & Annette

Do You Compare?

Wealth Insights & Retirement Opportunities with The FIRM

Australia ranks in the top 3 globally for average wealth per adult retiree, driven largely by real estate value and compulsory super contributions.

Good morning, Fellow Members,

Have you ever wondered what your bank balance looks like compared to a colleague’s? What about whether you have more debt than your neighbours? It’s natural to be curious about how your finances stack up. Now, thanks to recent data from Canstar and global wealth reports, you don’t have to wonder any longer.

We’ve compiled insights on how the average Australian earns, saves, and owes - including how much super they hold and their overall net worth. You’ll be able to assess how your finances compare and, more importantly, whether you’re on track for a financially secure retirement.

While "keeping up with the Joneses" is never the goal, achieving or surpassing average wealth benchmarks can provide confidence that you’re on the right path. And if you find yourself falling behind, we’ll offer smart tips to help you catch up.

Global Net Wealth Comparison: Retirees (Age 60+)

 Preserving & Growing Retirement Wealth - A Smarter Way with The FIRM International Cruise Lines

As global uncertainty and inflation put pressure on traditional retirement portfolios, many savvy Australian retirees, including The FIRM retired members, are asking: Where can I place my wealth for stable, long-term returns with lifestyle benefits?

That’s where The FIRM International Cruise Lines offers a unique opportunity.

Why Cruise Investment Makes Sense for Retirees:

1. Asset-Backed Stability 
   Your investment is tied directly to tangible, income-generating assets — cruise ship cabins — not just paper markets. These floating resorts continue to perform even in turbulent markets.

2. Strong Yield Potential
   Cabins on luxury cruise ships generate reliable, recurring revenue through charter operations, family bookings, and event voyages. Our business model projects returns above traditional rental properties, with fewer costs.

3. Hedge Against Inflation
   Cruise fares and on-board revenue naturally rise with inflation, offering built-in protection that many retirement products lack.

4. Lifestyle + Legacy
   Investors receive VIP access to the very ships they help launch — for holidays, family reunions, or wellness retreats. It’s an investment you and your family can physically enjoy, not just a line on a statement.

5. Trusted Community Roots
   The FIRM’s model has been built on 30 years of trust with over 18,500 property investors... many now retired... who understand long-term value. Our cabin ownership opportunity offers these members a chance to diversify beyond real estate while staying within a trusted network.

 Take the Next Step

If you're looking for a way to preserve and grow your wealth in retirement with a blend of lifestyle and legacy, we invite you to explore cabin ownership or investment in The FIRM International Cruise Lines.

Want to know how it works or get on the priority list for first access? Reply to this newsletter or contact us directly, and we’ll send you the full investment overview.

Until next time,

Warm regards,
John & Annette Ibbitson

231st MONTHLY EDITION 

March 2025

Retirement Reimagined:

Discover New Adventures with

The FIRM International Cruise Lines

Retirement is often seen as a time to slow down and take it easy—but why not make it the most exciting chapter of your life? At The FIRM International Cruise Lines, we believe retirement should be filled with adventure, new experiences, and personal growth. Whether you dream of traveling the world, mastering new skills, or turning your passions into purpose, there’s no limit to what you can achieve in your golden years.

Embrace the Digital Nomad Lifestyle

Why settle for one home when the world can be your backyard? With today’s technology, you can work remotely while sailing to exotic destinations. Whether you’re consulting, writing, or managing a business, our luxurious cruise ships provide the perfect balance of work and leisure. Imagine starting your morning with an ocean sunrise and ending your day with a gourmet meal under the stars.

Learn Something New Every Day

Retirement is the perfect time to embrace lifelong learning. Always wanted to play an instrument, paint a masterpiece, or cook like a pro? With onboard workshops, expert-led classes, and immersive cultural experiences, you can turn dreams into reality—all while enjoying the journey of a lifetime.

Make a Difference Through Volunteering

Give back while you explore. Join onboard initiatives that support local communities at each port or use your expertise to mentor others. From conservation efforts to teaching and charity work, your skills and time can make a lasting impact.

Turn Your Passion into a Business

Why not transform your favorite hobby into a fulfilling venture? Whether it’s selling handcrafted goods, launching an online business, or offering photography services, retirement provides the perfect opportunity to follow your entrepreneurial dreams.

Stay Active and Energized

Adventure doesn’t stop at retirement! Whether you love yoga at sunrise, deep-sea diving, or dancing the night away, our cruises offer countless ways to stay fit and engaged. Join fitness classes, challenge yourself with new activities, and enjoy a vibrant, healthy lifestyle at sea.

Write Your Legacy

Retirement is a time to reflect and share your experiences. Why not start a blog, write a memoir, or pen that novel you’ve always dreamed of? With peaceful ocean views and plenty of inspiration, there’s no better setting to bring your stories to life.

Find Your Community

Retirement should be filled with connection and camaraderie. Meet like-minded adventurers onboard and create lifelong friendships in an engaging, luxurious setting. Whether through social clubs, interest groups, or special events, you’ll find a community that feels like home.

Embark on Your Next Great Journey

At The FIRM International Cruise Lines, we redefine retirement. Join us for a life of exploration, growth, and unforgettable experiences.

Are you ready to set sail on your next adventure? Contact us today to learn more about our exclusive retirement-friendly cruise experiences.

The FIRM International Cruise Lines - Where Every Day is an Adventure!

 230th MONTHLY EDITION 

February 2025

Dear Community and Members,
I am thrilled to announce that our recent post garnered over 5,000 views on LinkedIn over the past 4 days, reflecting the immense interest and enthusiasm surrounding VOYAGER, thank you! Your engagement fuels our passion as we craft a unique lifestyle that blends luxury with the spirit of adventure.

VOYAGER: Your Floating Permanent Home Awaits
Embark on a journey where luxury meets adventure. VOYAGER, our luxury residential cruise liner, offers an unparalleled lifestyle at sea.

Why Choose VOYAGER?
Investing in a cabin aboard VOYAGER offers a unique opportunity to combine luxury living with potential financial returns.

Here are several compelling reasons to consider this investment:

Exclusive and Affordable Residences:

SPACIOUS DESIGN:
Enjoy elegantly designed waterfront cabins with panoramic views, providing comfortable and luxurious living spaces

FIXED AFFORDABLE MONTHLY FEES:
Benefit from fixed monthly body corporate maintenance fees, ensuring predictable and manageable costs.

WORLD-AMENITIES:
Gourmet Dining: Savour various culinary experiences with access to multiple global cuisine dining venues.

WELLNESS FACILITIES:
Maintain your health and well-being with state-of-the-art HOSPITAL facilities, fitness centres, and rejuvenating spas.

ENTERTAINMENT OPTIONS:
Enjoy onboard live celebrity entertainment, including theatres and libraries, ensuring a vibrant and engaging lifestyle.

GLOBAL EXPLORATION:
Our meticulously curated itineraries are designed to take you on exclusive shore excursions beyond the conventional, offering exclusive access to some of the world's most remote and breathtaking destinations.

LIKE-MINDED COMMUNITY:
Shared Interests: Connect with fellow owners who share a passion for travel and adventure, fostering lasting friendships and a vibrant community.

RETURN ON YOUR INVESTMENT: (ROI)
Potential for Appreciation: Your cabin is an investment asset, offering the possibility of tax depreciation benefits.

Rental Income: Lease your cabin when unoccupied, with the potential of receiving a handsome net return on your investment.

Buyback Guarantee: Sell your cabin back to the company, offering flexibility and security.

ADDITIONAL STORAGE:
By investing in a cabin aboard VOYAGER, our thoughtfully designed cabins and additional storage facilities allow you to unpack once and settle in seamlessly while being conveniently accessible.

2025: A Milestone Year
As we prepare for the acquisition of VOYAGER, we are issuing Purchase Contracts to our esteemed members. With limited residences available, now is the perfect time to secure your place in this exclusive community.

JOIN US:
Experience a life without boundaries. For more information or to reserve your residence, please DM our team.

Warm regards,
John Ibbitson
Founder/Chairman

"THANK YOU"

Thank you for Your Incredible Support!

I’m truly humbled and grateful for the overwhelming support we’ve received on our journey with The FIRM International Cruise Lines Pty. Ltd.

Your encouragement, thoughtful insights, and shared enthusiasm for redefining the future of luxury cruising mean the world to us. As we continue charting this exciting course, your connections, expertise, and belief in our vision fuel our momentum.

Together, we're not just navigating the future of cruising—we’re creating it. Thank you for being part of this transformative adventure.

Let’s keep the conversation going and the waves rolling!

Chat to you all very soon!

Kindest regards,

John

229th MONTHLY EDITION

January 2025

 "AUSTRALIA DAY" 

Facts about Australia you didn't know!

1. The Australian Alps get more snow than the Swiss Alps.

2. 90% of Australians live on the coast.

3. Tasmania has the cleanest air in the world.

4. The Great Barrier Reef is the largest ecosystem in the world. It is made up of nearly 3,000 individual reefs and can be seen from space.

5. Australia has over 60 separate wine regions.

6. Fraser Island in QLD is the largest sand island in the world.

7. The Indian Pacific train has the longest straight section of train track in the world.

8. The Great Ocean Road is the world's largest war memorial.

9. 80% of Australian animals are unique to Australia.

10. Australia has the world's longest golf course measuring more than 1,350 kms long.

11. Australia is home to 21 of the world's 25 most venomous snakes.

12. It would take around 29 years to visit one new Aussie beach every day - there are 10,685 of them!

13. Australia is the 6th largest country in the world.

14. 91% of the country is covered by native vegetation.

15. 33% of Australians were born in another country.

16. Australia is the only continnt in the world without an active volcano.

17. Australia is home to the longest fence in the world, the Dingo Fence. Originally built to keep dingos away from fertile land, the fence is now 5,614 km long.

18. The Australian dollar is considered to be the most advanced currency in the world - its waterproof, made of polymer and notoriously hard to counterfeit.

19. Australia is the only continent covered by a single country.

20. The world's oldest fossil was discovered in Australia - 3.4 billion years old.

21. Australia is home to more than 1,500 species of spiders.

22. And probably the most important and impressive... The world's OLDEST indigenous people.

CELEBRATE AUSTRALIA WITH PRIDE!!! 

"Merry Christmas & have a fantastic New Year 2025"

Wishing our dear valued members, partners, clients, and collaborators a blessed Merry Christmas and a prosperous New Year!

Your support and collaboration have been integral to the success of The FIRM, including the launch of our new international cruise line in 2025.

As we reflect on the past year, we are deeply grateful for the relationships we've fostered and the remarkable achievements we've accomplished together. From innovative property ventures to groundbreaking developments in the cruise ship industry, your trust and partnership have been the foundation of our progress.

This festive season, we hope you find joy, relaxation, and cherished moments with your loved ones. We look forward to continuing our journey with you in 2025, building on shared successes and exploring exciting new opportunities.

Warmest wishes for a joyous, prosperous, and healthy holiday season.

Kindest regards,

John & Annette